Getting into college is an exciting time in the life of any student. Following the anxiety of applications and campus visits, the thrill of receiving acceptance letters feels amazing. However, soon afterward comes the anxiety that results when you consider the expenses of living arrangements, illustrated anatomy textbooks, and other associated costs. College may be expensive, but there are many ways to save money. Students simply need to be resourceful and frugal. By speaking to fellow students and exploring all possible options, you may be able to save a good amount of money. Here are two primary areas where you may be able to cut costs.
Buying Your Books: This is often a rude awakening at the beginning of each semester. Even though many colleges give book vouchers, which advance some of your financial aid money, this can still be a burden. Here are some ways to save on books.
1.Look for used books from online retailers. You can often find books for a fraction of the cost of purchasing them new. Just be sure to factor in the shipping costs.
2. Sharing books between students. You may be able to purchase a book jointly with a friend, or borrow or a buy a friend's used book. Students also sometimes share electronic copies of books.
3. Ask your college bookstore about used books and rentals. Buying the books used (if they are available) will save you a good percentage of the bookstore's price for new ones. Renting will be even cheaper, and let's be realistic; most people do not use their textbooks after they have finished a class.
Housing: Living arrangements make up another large percentage of most students' college expenses. If you are able to cut costs in this area, it can be very beneficial. No one needs the added stress of struggling to make high rent payments while they are also dealing with class work. Some ideas for saving money on housing:
1. On-campus housing. The dorms might be your best bet for low-cost living, especially if you have a scholarship that covers this cost, or your parents are paying for your schooling. A bonus: most campus living includes a meal plan, which is another way to save.
2. Live with roommates. Living with other people can be annoying, especially if you do not know them very well, but you cannot argue with the financial benefits of learning to cope with that annoyance. If you have friends who are looking for housing, even better! Most people who go away to college spend at least a year or two living with others.
3. Stay with your parents. More and more people are choosing to stay at home and attend college in their hometown. You may be anxious to get out on your own, but remember: if you can save some money by living with your parents now, you will have a better chance of achieving security once you DO get out on your own.
All of these decisions can make you feel stressed, but planning in advance will be a huge help. When you identify the ways you can save, it hurts much less to buy those illustrated anatomy textbooks and make those housing payments. A budget and a financial plan will make everything much more bearable.
Buying Your Books: This is often a rude awakening at the beginning of each semester. Even though many colleges give book vouchers, which advance some of your financial aid money, this can still be a burden. Here are some ways to save on books.
1.Look for used books from online retailers. You can often find books for a fraction of the cost of purchasing them new. Just be sure to factor in the shipping costs.
2. Sharing books between students. You may be able to purchase a book jointly with a friend, or borrow or a buy a friend's used book. Students also sometimes share electronic copies of books.
3. Ask your college bookstore about used books and rentals. Buying the books used (if they are available) will save you a good percentage of the bookstore's price for new ones. Renting will be even cheaper, and let's be realistic; most people do not use their textbooks after they have finished a class.
Housing: Living arrangements make up another large percentage of most students' college expenses. If you are able to cut costs in this area, it can be very beneficial. No one needs the added stress of struggling to make high rent payments while they are also dealing with class work. Some ideas for saving money on housing:
1. On-campus housing. The dorms might be your best bet for low-cost living, especially if you have a scholarship that covers this cost, or your parents are paying for your schooling. A bonus: most campus living includes a meal plan, which is another way to save.
2. Live with roommates. Living with other people can be annoying, especially if you do not know them very well, but you cannot argue with the financial benefits of learning to cope with that annoyance. If you have friends who are looking for housing, even better! Most people who go away to college spend at least a year or two living with others.
3. Stay with your parents. More and more people are choosing to stay at home and attend college in their hometown. You may be anxious to get out on your own, but remember: if you can save some money by living with your parents now, you will have a better chance of achieving security once you DO get out on your own.
All of these decisions can make you feel stressed, but planning in advance will be a huge help. When you identify the ways you can save, it hurts much less to buy those illustrated anatomy textbooks and make those housing payments. A budget and a financial plan will make everything much more bearable.
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